While I've used this app mainly for its access to the Bitcoin Lightning network, it is also convenient for money transfers between friends or for paying for Facebook marketplace purchases or Craiglist purchases.
Pros:
- Fast
- Easy to use
- Lots of people I know have it so that it's adoption is wide enough to make it useful.
Cons:
- When I first tried to sign up, I was using a TextNow as my cell phone provider and their automated system wouldn't accept my phone number. I tried again after moving to my phone number and service to Mint Mobile and was able to create an account without issue.
If you don't have an account, sign up here to get started.